Decision "AffordabilityPostBureau"(testCases-Test 3)

Executed Decision Tables and Rules (Sun Mar 06 15:44:53 EST 2022)

Decision Table: Rule# (Cells) Executed Rule Variables and Values
PMT: 1 (B27:B27) THEN 'PMT' ( Amount * Rate/12 ) / ( 1 - pow(1 +Rate/12,-Term) )
PMT={old:0.0, new:5636.958291146486}
Amount=120000
Rate=0.54
Term=72
RequiredMonthlyInstallment: 2 (B6:D6) THEN 'Required Monthly Installment' PMT + 20.00
Required Monthly Installment={old:0.0, new:5656.958291146486}
PMT=5636.958291146486
DisposableIncome: 1 (B5:B5) THEN 'Disposable Income' Monthly Income - (Monthly Repayments + Monthly Expenses)
Disposable Income={old:0.0, new:6400.0}
Monthly Income=9400.0
Monthly Repayments=1800.0
Monthly Expenses=1200.0
ApplicationRiskScore: 1 (B5:F5) THEN 'Application Risk Score' = 0
Application Risk Score=0
ApplicationRiskScore: 6 (B10:F10) IF 'Age' >=50
THEN 'Application Risk Score' + 48
Age=59
Application Risk Score={old:0, new:48}
ApplicationRiskScore: 9 (B13:F13) IF 'Employment Status' UNEMPLOYED
THEN 'Application Risk Score' + 15
Employment Status=UNEMPLOYED
Application Risk Score={old:48, new:63}
PostBureauRiskCategory: 3 (B7:F7) IF 'Existing Customer' Is true
AND 'Application Risk Score' < 120
AND 'Credit Score' >610
THEN 'Risk Category' LOW
Existing Customer=true
Application Risk Score=63
Credit Score=720
Risk Category={old:?, new:LOW}
CreditContingencyFactor: 3 (B7:D7) IF 'Risk Category' Is One Of LOW, VERY LOW
THEN 'Credit Contingency Factor' 0.8
Risk Category=LOW
Credit Contingency Factor={old:0.0, new:0.8}
Affordability: 2 (B6:C6) THEN 'Affordability' false
Affordability=false

Elapsed time = 112 ms