OpenRules Solver Execution Report

Decision "DetermineLoanPreQualificationResults"

Wed Jan 09 17:35:28 EST 2013

=== Assigning Data To Decision Variables ===

Decision Variables
Name Domain Initial State
Outside Credit Score 620 Known
Loan Term 72 Known
Education Loan Balance 23800 Known
Monthly Income 5000 Known
Credit Card Balance 5654 Known
Income Validation Result SUFFICIENT,UNSUFFICIENT,? Unknown
Debt Research Result High,Mid,Low,? Unknown
Total Debt 0..500000 Unknown
Mortgage Holder No Known
Total Income 0..500000 Unknown
Monthly Debt 2300 Known
Loan Qualification Result QUALIFIED,NOT QUALIFIED,? Unknown
Loan Holder No Known
Internal Credit Rating B Known
Internal Analyst Opinion Low Known

=== Posting If-Then Constraints ===

Posted If-Then Constraints

Status Constraints Decision Tables
On Total Debt = 216000 CalculateInternalVariables
On Total Income = 460800 CalculateInternalVariables
On IF Total Income > 403200 THEN Income Validation Result = SUFFICIENT DetermineIncomeValidationResult
On IF Total Income <= 403200 THEN Income Validation Result = UNSUFFICIENT DetermineIncomeValidationResult
On IF Mortgage Holder = Yes THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 100 AND Outside Credit Score <= 550 THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = Yes AND Credit Card Balance <= 0 THEN Debt Research Result = Mid DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = Yes AND Credit Card Balance > 0 AND Education Loan Balance > 0 THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = Yes AND Credit Card Balance > 0 AND Education Loan Balance <= 0 AND Internal Credit Rating ISONEOF A, B, C THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = Yes AND Credit Card Balance > 0 AND Education Loan Balance <= 0 AND Internal Credit Rating ISONEOF D, F THEN Debt Research Result = Mid DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = No AND Credit Card Balance > 0 THEN Debt Research Result = Low DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = No AND Credit Card Balance <= 0 AND Education Loan Balance <= 0 THEN Debt Research Result = Low DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = No AND Credit Card Balance <= 0 AND Education Loan Balance > 0 AND Internal Credit Rating ISONEOF D, F THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Outside Credit Score > 550 AND Outside Credit Score <= 900 AND Loan Holder = No AND Credit Card Balance <= 0 AND Education Loan Balance > 0 AND Internal Credit Rating ISONEOF A, B, C THEN Debt Research Result = Low DetermineDebtResearchResult
On IF Mortgage Holder = No AND Internal Analyst Opinion = High THEN Debt Research Result = High DetermineDebtResearchResult
On IF Mortgage Holder = No AND Internal Analyst Opinion = Mid THEN Debt Research Result = Mid DetermineDebtResearchResult
On IF Mortgage Holder = No AND Internal Analyst Opinion = Low THEN Debt Research Result = Low DetermineDebtResearchResult
On IF Income Validation Result = UNSUFFICIENT THEN Loan Qualification Result = NOT QUALIFIED DetermineLoanQualificationResult
On IF Income Validation Result = SUFFICIENT AND Debt Research Result = Low THEN Loan Qualification Result = NOT QUALIFIED DetermineLoanQualificationResult
On IF Income Validation Result = SUFFICIENT AND Debt Research Result ISONEOF Mid, High THEN Loan Qualification Result = QUALIFIED DetermineLoanQualificationResult

=== Solution ===

Decision Variables
Name Domain Initial State
Outside Credit Score 620 Known
Loan Term 72 Known
Education Loan Balance 23800 Known
Monthly Income 5000 Known
Credit Card Balance 5654 Known
Income Validation Result SUFFICIENT Unknown
Debt Research Result Low Unknown
Total Debt 216000 Unknown
Mortgage Holder No Known
Total Income 460800 Unknown
Monthly Debt 2300 Known
Loan Qualification Result NOT QUALIFIED Unknown
Loan Holder No Known
Internal Credit Rating B Known
Internal Analyst Opinion Low Known